As
brokers our agency represents numerous reputable life
insurance companies. We can provide a wide range of
products with competitive rates to fite your individual
needs.
Why
should I buy life insurance?
Many financial experts consider life insurance to be
the cornerstone of sound financial planning. It can
be an important tool in the following situations:
Replace
income for dependents -If people depend on your
income, life insurance can replace that income for
them if you die.
Pay
final expenses -Life insurance can pay your funeral
and burial costs, probate and other estate administration
costs, debts and medical expenses not covered by health
insurance.
Create an inheritance for your heirs -Even
if you have no other assets to pass to your heirs,
you can create an inheritance by buying a life insurance
policy and naming them as beneficiaries.
Pay
federal “death” taxes and state “death” taxes
-Life insurance benefits can pay estate taxes so that
your heirs will not have to liquidate other assets
or take a smaller inheritance.
Make
significant charitable contributions -By making
a charity the beneficiary of your life insurance,
you can make a much larger contribution than if you
donated the cash equivalent of the policy’s premiums.
Create
a source of savings -Some types of life insurance
create a cash value that, if not paid out as a death
benefit, can be borrowed or withdrawn on the owner’s
request.
Even
if you have group health insurance, you should consider
inidividual life insurance.Life Insurance premiums are
often less expensive than one would expect.
Contact Us
today. We are centrally located in Denver,Colorado.
303-759-4976
Buying
a cash-value type policy can create a
kind of “forced” savings plan. Furthermore,
the interest credited is tax deferred
(and tax exempt if the money is paid as
a death claim).
Thank
You!
Our
agency continues to grow due to referrals from our customers
and we appreciate your patronage.
